Attention homeowners in Colorado Springs and El Paso County: Need an appraisal?

Here are the top seven reasons CO homeowners call on Academy Appraisals, Ltd. :

  1. Find the right listing price (whether they're selling the home on their own or using a real estate agent)
  2. Challenge a property tax assessment
  3. Remove PMI to cut a mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Review a different appraiser's report for verification
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in El Paso county or CO by determining the true market value of property in question

Do you own a home in or near Colorado Springs? Do you need help determining the price of your real estate?
Contact Academy Appraisals, Ltd. .

At Academy Appraisals, Ltd. , we understand the special needs of a customer seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Academy Appraisals, Ltd. , are objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. The appraisal is something concrete to show your buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your house is worth. Interested buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value assessment than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. An attractive way to cut expenses for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your home, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're veterans in helping people just like you dismiss unwanted PMI insurance.

Challenging El Paso county's assessment of your property

If you live in a local area that is going down or is not appreciating as much as other homes nearby, your local tax assessor may have your house overvalued. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better. When challenging your property tax assessment, getting an appraisal report from Academy Appraisals, Ltd. is your best weapon.

Was your HELOC recently frozen?

If your property is close to a declining area, your lender might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow angle, but it can be negative on your credit score since it may appear as though that credit line is maxed out. Academy Appraisals, Ltd. can provide you with a professional appraisal to help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Have you just been given a copy of your appraisal and you'd wish to have a seasoned professional double-check it for precision or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? Academy Appraisals, Ltd. offers field reviews where we go out and check the subject and comps in question. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.